Palmbrook Funding, a small-business funding broker in Rapid City, South Dakota, works with Box Elder owners by phone and online. ZIP 57719 had 190 employer establishments in 2023, 75.8 percent with fewer than five employees (Census ZBP), led by construction and professional services. Lending partners make credit decisions and set rates and terms.
| Counties | Meade County, SD and Pennington County, SD |
|---|---|
| Distance | About 7.5 miles east-northeast of Rapid City, SD |
| ZIP 57719 employers | 190 in 2023 (Census ZBP) |
| Under five employees | 75.8% of the ZIP's employers |
| ZIP 57719 payroll | $52.9 million, 995 employees |
A town in two counties
Box Elder, SD sits partly in Meade County and partly in Pennington County (Census 2020 place-by-county file). That is why this page uses no county-wide figures for it: neither county's numbers describe the town. It also means two sets of county records, so check which county your business address falls in before you pull property or lien records.
ZIP 57719 employer profile
ZIP 57719, the Box Elder postal ZIP, held 190 employer establishments in 2023, with 995 employees and $52.9 million in annual payroll. Box Elder covers 7.4 percent of the ZIP's land, while 85.5 percent of the town's own land lies inside it, so the ZIP figures include businesses outside town limits.
| Sector | Establishments | Share under 5 employees |
|---|---|---|
| Construction | 36 | 77.8% |
| Professional, scientific and technical services | 35 | 91.4% |
| Transportation and warehousing | 19 | 73.7% |
| Other services | 17 | 94.1% |
| Retail trade | 15 | 60.0% |
| Administrative and support services | 14 | 42.9% |
| Real estate and rental and leasing | 11 | 90.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023.
Very small firms and what partners look for
When 91.4 percent of a ZIP's professional-services employers have fewer than five people, the business is often the owner plus one or two others. Partners reviewing those requests lean on the owner's credit history and on clean, separate business bank statements. Keeping business deposits in a business account is the single most useful habit before asking.
For Box Elder's 36 construction employers, the usual needs are equipment and the gap between paying a crew and receiving a draw; Pennington County business counts show how the same pattern runs across the larger county. Our lending partners do not fund trucking, so transportation businesses in the ZIP are outside what we arrange.
Questions owners in Box Elder, SD ask first
- Whether a funding request needs a city license on file: that depends on the city's rules, which we do not interpret.
- Whether being new to the area counts against them: partners care more about deposits and records than location.
- Whether they need to travel to Rapid City, SD: no, everything can be done by phone and online.
From Box Elder, SD to St Joseph St
Call (605) 443-7379 or send the short online request. Box Elder, SD is about 7.5 miles from Rapid City, SD, where Palmbrook Funding's only address is 510 1/2 St Joseph St, Rapid City, SD 57701. Every area served is listed by county.
Box Elder, SD businesses we help
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Box Elder, SD business is something else, call and ask before you spend time on paperwork.
What to gather before you call
- Last year's filed tax return for the business
- Current financial statements: profit and loss plus a balance sheet
- Government-issued ID for each owner
- Proof of ownership and business registration
- A list of existing business debts and payments
- A written quote or invoice if the money is for equipment
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
The steps after your first call
- It starts with a call to (605) 443-7379 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our office is at 510 1/2 St Joseph St, Rapid City, SD 57701.
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