Palmbrook Funding, a small-business funding broker in Rapid City, South Dakota, serves contractors, restaurants, medical and dental offices and shops across Pennington County. This page sets each sector's 2023 Census counts beside the funding types that fit how it earns and spends. Lending partners, not Palmbrook, approve requests and set rates and terms.
Four partner sectors in Pennington County, SD
| Sector | Establishments | Employees | Annual payroll |
|---|---|---|---|
| Construction (NAICS 23) | 519 | 4,729 | $306.2 million |
| Restaurants and bars (NAICS 722) | 298 | 6,100 | $151.9 million |
| Outpatient health care (NAICS 621) | 325 | 4,083 | $285.5 million |
| Shops and stores (NAICS 44-45) | 585 | 8,867 | $324.4 million |
Source: U.S. Census Bureau, County Business Patterns 2023. Counts cover businesses with employees only.
Construction and specialty trades
Contractors pay crews and suppliers long before the last draw clears, and they run on equipment. Contractor financing covers equipment, working capital and credit lines for Pennington County builders and trades.
Restaurants and food service
Restaurants carry heavy payroll and expensive kitchens, and take in card sales daily. Restaurant financing covers kitchen equipment, working capital and how to read a merchant cash advance offer.
Medical and dental practices
Practices wait on insurers and buy specialised equipment. Medical and dental financing covers imaging, chairs, fit-outs and the reimbursement gap.
Retail and wholesale
Retail trade had more employer establishments than any other sector in Pennington County in 2023 (585), and wholesale added 158. Their main funding question is stock: inventory financing explains how stock can secure the money that buys it.
Sectors outside our partners' range
Our lending partners do not handle agriculture or trucking requests. Other sectors can call to ask, but the four above are where our partners focus.
ZIP and county context
For ZIP 57701's own sector counts and the county's employer sizes, see the Pennington County picture.
By Palmbrook Funding ยท Updated